01
Who the banking model may fit
An operating company, holding and domiciliary/asset-holding entity are disclosed differently. The bank identifies representatives, authority and natural controlling persons at 25% or more, other control, or senior management as fallback.
02
Documents and file architecture
The file commonly includes a current extract, constitutional documents, ownership chart, account and signatory resolutions, licences, accounts, contracts, tax numbers, substance, source of capital/funds and projected activity by country and currency.
03
KYC, UBO and the bank's decision
The Swiss nexus, economic rationale, cross-border permissibility and quality of the accounting/tax file affect bank selection. A company in the UAE, Hong Kong or another centre does not obtain automatic access to a Swiss account.
This material is not an offer of banking or investment services or a guarantee of account opening. Smart Global Capital provides independent legal support and is not a bank, its agent or affiliate unless expressly confirmed in writing. The bank determines the decision, conditions and timing.
04
Profile-specific conditions
An operating entity generally discloses controlling persons through Form K or equivalent; a passive domiciliary company normally discloses the beneficial owner through Form A or equivalent.
05
Support sequence
We define the banking model, conduct a legal/KYC readiness review, resolve inconsistencies across corporate, tax and banking data, prepare an evidence index and support responses. The bank remains the sole decision-maker.
FAQ
Frequently asked questions
Must the company be Swiss?
Not as a universal rule, but the bank must accept the incorporation country and understand the rationale for a Swiss account.
Is a registry extract sufficient?
No. Control, activity, contracts, accounts, taxes, capital and projected transactions are reviewed.
Does a capital payment account guarantee an operating account?
No. Capital payment and an ongoing banking relationship have distinct reviews.
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