01
Who the banking model may fit
The public UBS Banking digital onboarding requires Swiss residence and tax liability. This does not mean that all non-residents are excluded: official pricing contemplates certain non-resident and wealth-management relationships, but creates no right to acceptance.
02
Documents and file architecture
A personal or corporate application requires the standard full KYC file: roles and control, tax residence, source of wealth/funds, purpose, projected transactions and structure-specific evidence. The public UBS Business Account targets Swiss start-ups, sole proprietors and SMEs and does not describe every international corporate case.
03
KYC, UBO and the bank's decision
UBS independently determines the product, booking centre, legal entity, identification channel, additional questions, pricing and decision. Smart Global Capital provides independent legal preparation and does not claim an agency, partnership or affiliation with UBS.
This material is not an offer of banking or investment services or a guarantee of account opening. Smart Global Capital provides independent legal support and is not a bank, its agent or affiliate unless expressly confirmed in writing. The bank determines the decision, conditions and timing.
04
Profile-specific conditions
UBS private banking includes wealth management, investment and planning services and is not the same as a simple payment account. Product availability and suitability require separate review.
05
Support sequence
We define the banking model, conduct a legal/KYC readiness review, resolve inconsistencies across corporate, tax and banking data, prepare an evidence index and support responses. The bank remains the sole decision-maker.
FAQ
Frequently asked questions
Does UBS open accounts for non-residents?
There is no universal answer. Some international relationships exist, but country, status, assets and risk appetite are assessed individually.
Can the public UBS Banking onboarding be used without residence?
The published digital route requires Swiss residence and tax liability; other relationships have separate processes.
Is Smart Global Capital a UBS representative?
No. We independently support the legal preparation of a file; UBS makes the decision.
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