1. A bank may open a current account for its customer where the transactions carried out by said bank are coupled with opening a credit or a credit facility in his favor. 2. It may be agreed that the account shall not be overdrawn from the customer's side with a continuously credit balance. It may also be agreed that said account shall be overdrawn on both sides, i.e. it could have a debit or credit balance with regard to both parties.
Interpretation and application must be checked against the official text and current version.