Claims arising from an insurance contract shall not be admissible after the lapse of three (3) years from the date of the event giving rise to such claims, unless the law provides otherwise. However, this period shall not apply in the following cases: 1. Concealing data related to the insured risk or providing incorrect or inaccurate data about this risk, in which case the period shall run from the date on which the insurer became aware thereof. 2. The occurrence of the insured event, in which case the period shall run from the date on which the concerned parties became aware thereof. 3. When the cause of the insured's lawsuit against the insurer arises from recourse by a third party against the insured, in which case the period shall run from the date on which the third party institutes proceedings against the insured, or from the date on which the third party recovers compensation from the insured.
Interpretation and application must be checked against the official text and current version.