1. Financial Institutions, Designated Non-Financial Businesses and Professions, and Virtual Asset Service Providers shall retain all records, documents, instruments, and data relating to all domestic and international financial and cash Transactions and commercial dealings, for a period of not less than five (5) years from the date of completion of the Transaction or the termination of the Business Relationship with the Customer. Such records shall be made available to the concerned authorities promptly upon request. 2. Financial Institutions, Designated Non-Financial Businesses and Professions, and Virtual Asset Service Providers shall retain all records and documents obtained through Customer Due Diligence measures, ongoing monitoring, account files, business correspondence, copies of personal identification documents, including Suspicious Transaction Reports, results of any analysis conducted, closed-circuit television (CCTV) and the related automated teller machines (ATMs) recordings, and any other recordings, for a period of not less than five (5) years from the date of termination of the Business Relationship, or from the date of account closure for Customers holding accounts therewith, or after the completion of an occasional Transaction, or from the date of completion of inspection by the Supervisory Authority, or from the date of completion of an investigation, or from the date of issuance of a final court judgment, with the retention period calculated by reference to the most recent of such procedures. 3. Financial Institutions, Designated Non-Financial Businesses and Professions, and Virtual Asset Service Providers shall organize retained records, documents, and instruments in a manner sufficient to permit the reconstruction of individual Transactions, data analysis, and the tracing of financial transactions, so as to be capable, where necessary, of providing evidence for prosecution of criminal activity. 4. Financial Institutions, Designated Non-Financial Businesses and Professions, and Virtual Asset Service Providers shall make all Customer information, including information relating to Customer Due Diligence, ongoing monitoring, and the results thereof, as well as records, files, documents, correspondence, and related forms, available to the concerned authorities promptly upon request.
Interpretation and application must be checked against the official text and current version.