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Payments and consumer protection · Regulatory layer

Provision of Electronic Payment Services to Consumers

Requires electronic payment facilities to be made available to consumers within the commercial perimeter defined by the Decision. Covered persons, timing and exceptions must be checked in the official text.

Material typeMinisterial Decision
Legal branchPayments and consumer protection
Legal layerRegulatory layer
Source languageOfficial Arabic text
Review dateSeptember 13, 2026

01

Document overview

Requires electronic payment facilities to be made available to consumers within the commercial perimeter defined by the Decision. Covered persons, timing and exceptions must be checked in the official text.

02

Scope and exclusions

Applies to

Relevant to retailers, service providers and customer-facing outlets when selecting payment infrastructure and documenting consumer payments.

Limitations and exclusions

It is not a PSP licence and does not displace CBO, AML/CFT, cybersecurity, data-protection, fee or refund requirements.

04

Official source

Ministerial Decision 386/2022 · issued 14 April 2022 · published 17 April 2022 · Ministry of Commerce, Industry and Investment Promotion / MJLA

September 13, 2026

Open official source ↗

This editorial overview explains the instrument's subject and scope but does not replace the authoritative Arabic text or the current consolidated version.

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