Whoever forges, clones or copies any credit card, debit card, or any e-payment instrument, or captures its data or information using any of the ITE ISs shall be punished with imprisonment and/or a fine of not less than (AED 200,000) two hundred thousand dirhams, or more than (AED 2,000,000) two million dirhams. The same penalties shall be imposed on whoever: 1. Makes or designs any ITE or software with the intention of facilitating any of the acts stipulated in Para. (I) of this Article. 2. Uses without authorization any credit, electronic, or debit card or any other e-payment instrument, or any of its data or information with the intention of obtaining for himself of for third parties any funds or properties of others, or to utilize the services made available to third parties by these cards or instruments. 3. Accepts using these forged, fake, or copied cards or e-payment instruments or data seized or obtained illegally despite being aware of their illegality.
Interpretation and application must be checked against the official text and current version.