1. The creditor may claim their debt from all the joint and several creditors or from any of them, taking into account any attribute affecting their relationship with each debtor that has an effect on the debt, and a claim against one of them shall not preclude a claim against the others. 2. A joint and several debtor may not invoke the defenses personal to other debtors, but they may invoke the defenses personal thereto and the defenses common to all the debtors.
Interpretation and application must be checked against the official text and current version.