01
Document overview
Added a distinct health-takaful branch and fund, and refined licensing forecasts, deficit management, asset and liability segregation, actuarial control, solvency, fees and reporting.
02
Scope and exclusions
Applies to
Applies to provisions of Decision 103/2019 expressly replaced or supplemented, particularly for companies conducting general or health takaful.
Limitations and exclusions
Does not replace the full principal Law or unamended provisions of the Regulation; compulsory forms, distribution and customer-protection rules must also be checked for a specific product.
04
Official source
FSA Decision E/85/2023 · effective 16 October 2023 · Oman Financial Services Authority / MJLA
September 13, 2026
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