Fintech and payments · Regulatory layer

Open Banking Regulatory Framework

Sets the licensing and operating framework for account-information and payment-initiation providers, API access, consent, security and AML/CFT.

Material typeCBO regulatory framework

Legal branchFintech and payments

Legal layerRegulatory layer

Source languageOfficial CBO English material

Review dateSeptember 13, 2026

Document overview

Sets the licensing and operating framework for account-information and payment-initiation providers, API access, consent, security and AML/CFT.

Scope and exclusions

Applies to

Applies to banks, PSPs and applicants for AISP/PISP roles within the framework's perimeter.

Limitations and exclusions

Technical integration or sandbox participation does not replace a licence; data, cyber, AML and customer-protection duties require separate review.

Official source

CBO Open Banking Regulatory Framework · 2025 · Central Bank of Oman

September 13, 2026

Open official source ↗

This editorial overview explains the instrument's subject and scope but does not replace the authoritative Arabic text or the current consolidated version.

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