Health insurance and shared cover · Regulatory layer

Health-Insurance Co-Participation Regulation

Regulates licensing for insurers sharing a health risk, allocation of cover and premium, the participant agreement, joint bank account, claims funding, reporting, sanctions and fees.

Material typeFinancial Services Authority Decision

Legal branchHealth insurance and shared cover

Legal layerRegulatory layer

Source languageOfficial Arabic text

Review dateSeptember 13, 2026

Document overview

Regulates licensing for insurers sharing a health risk, allocation of cover and premium, the participant agreement, joint bank account, claims funding, reporting, sanctions and fees.

Scope and exclusions

Applies to

Applies to insurance companies obtaining specific FSA authorisation to participate with a licensed health insurer.

Limitations and exclusions

A participant's share does not mean joint liability for the whole claim; rights and duties follow the Regulation, policy, agreement and approved participation share.

Official source

FSA Decision 58/2024 · published 6 October 2024 · Oman Financial Services Authority / MJLA

September 13, 2026

Open official source ↗

This editorial overview explains the instrument's subject and scope but does not replace the authoritative Arabic text or the current consolidated version.

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