01
Document overview
Sets the operating framework for donation, reward, equity and peer-to-peer crowdfunding platforms, including invoice financing. The FSA continues to apply the Decision publicly, and Decision E/11/2026 preserved the special crowdfunding provisions.
02
Scope and exclusions
Applies to
Covers operators and licence applicants, domestic and overseas investors or donors, and platform funding of enterprises inside or outside Oman.
Limitations and exclusions
Funding is for companies and enterprises, not individuals; public joint-stock companies, entities without a defined project and non-profit entities may not raise funds under these Rules. The record does not replace licensing, AML/CFT or investor-limit analysis.
04
Official source
CMA Decision E/153/2021 · issued 21 November 2021 · effective 22 November 2021 · Oman Financial Services Authority
September 13, 2026
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