01
Document overview
Describes the digital-bank licensing perimeter, business model, capital, governance, technology, risk, localisation and supervision.
02
Scope and exclusions
Applies to
Applies to applicants proposing to provide banking products and services digitally as a licensed bank in Oman.
Limitations and exclusions
A fintech, PSP, wallet, BNPL or technology provider is not automatically a digital bank; each function must be classified separately.
03
On-site text
No article-level full text or translation is yet published. This record does not replace the official Arabic text.
04
Publication status
Source and translation status
Central Bank of Oman. A record and independent editorial overview are published in four languages; the regulator material itself is not reproduced on this site.
Legal review
The official source and citation were checked; the consolidated version and amendments require separate verification before use. · September 13, 2026
Republication status
The regulator material is used as a primary source for independent commentary; its text, layout and graphics are not copied.
Change history
September 13, 2026: source located; the record, scope and exclusions were added to the index.
06
Official primary source
CBO Digital Banks Framework · updated for Banking Law 2/2025 · Central Bank of Oman
The regulator material is used as a primary source for independent commentary; its text, layout and graphics are not copied.
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