Subject to the provisions of Article (10) of this Decree by Law, KYC data shall be confidential by nature and shall be used exclusively among the parties specified herein and its Executive Regulations. Such data shall not be accessed or disclosed, directly or indirectly, to any user except with the client approval or the approval of the heirs, the legal representative, or an authorised agent, or based on a request from the competent judicial authorities to the extent necessary for investigations and proceedings pending before such authorities.
Interpretation and application must be checked against the official text and current version.