1. The insurer in fire insurance is liable for all damages arising directly from the fire, whatever its cause, or from an incipient fire that may develop into a full fire, or from a fire risk that may materialize. 2. The insurer's obligation includes damages that are an inevitable result of the fire, especially damage to the insured items due to measures taken for rescue or to prevent the spread of the fire. 3. The insurer is liable for the loss or disappearance of the insured items during the fire, unless it is proven that this was the result of theft.
Interpretation and application must be checked against the official text and current version.