The following conditions in an insurance policy shall be void: 1. The condition that provides for the forfeiture of the right to insurance due to a violation of laws, unless the violation involves an intentional crime. 2. The condition that provides for the forfeiture of the right of the insured due to their delay in reporting the insured event to the authorities required to be notified or in submitting documents, if it is proven that the delay was for a valid excuse. 3. Any printed condition that is not prominently displayed and relating to a case that leads to nullity or forfeiture. 4. The arbitration clause if it is included in the printed general conditions of the policy and not as a special agreement separate from the general conditions. 5. Any other unfair condition the breach of which had no effect on the occurrence of the insured event.
Interpretation and application must be checked against the official text and current version.