1. A loan is a contract whereby the lender undertakes to transfer to the borrower the ownership of a sum of money or any other fungible thing, on the condition that the borrower returns to the lender at the end of the loan term an item of the same amount, type, and description. 2. If the loan contract stipulates an additional benefit exceeding the nature of the contract, other than securing the lender's right, the condition shall be void, and the contract shall remain valid.
Interpretation and application must be checked against the official text and current version.