01
Document overview
Updates the mandatory policy model, including the definitions of driver and completion date of an accident file, together with related duties and timelines for registering and handling a claim.
02
Scope and exclusions
Applies to
Applies to the unified motor policy issued under Decision E/19/2016 to the extent amended by the 2026 Decision.
Limitations and exclusions
Does not replace the full policy wording, Motor Insurance Law, traffic rules or the evidence of a particular accident.
04
Official source
FSA Decision E/1/2026 · effective 30 days after publication · Oman Financial Services Authority / MJLA
September 13, 2026
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