01
Available instruments
Family wealth may combine a Dutch holding BV, STAK, a stichting within its permitted purpose, family governance, a will and regulated investment solutions; the STAK separates voting rights from economic rights through share certificates
02
Legal constraints
An ordinary stichting serves its stated purpose and is not a universal private foundation. A STAK, stichting or foreign trust requires analysis of board control, certificate holders, UBO registration, distributions, tax, succession and bankability
Asset protection starts with a permitted legal form and real governance. Family wealth may combine a Dutch holding BV, STAK, a stichting within its permitted purpose, family governance, a will and regulated investment solutions; the STAK separates voting rights from economic rights through share certificates.
03
Governance and succession
A KVK address does not replace effective management. Board process, authority, premises, people, contracts, IP, expenditure and decision-making should evidence the stated functions and comply with transfer-pricing and anti-abuse rules. A civil-law notary forms a BV through the deed and articles and registers the company, directors and UBOs with KVK; tax registrations, bookkeeping, payroll, VAT, annual accounts and corporate approvals follow.
04
Banking perimeter
A bank is checked in De Nederlandsche Bank's public register, while investment and other financial services may also require an AFM register check; banks, payment institutions, EMIs and investment firms have different licences and client-money protections. Corporate and private-banking onboarding tests the UBO, tax residence, source of wealth and funds, business model, counterparties, countries, currencies, turnover, sanctions exposure, substance and economic connection with the Netherlands.
05
Tax map
For 2026, corporate income tax is 19% on taxable amounts up to €200,000 and 25.8% above; participation exemption, fiscal unity, interest limitation, withholding, transfer pricing, Pillar Two and treaty eligibility require separate tests. Individuals are taxed through the box system; residence, employment, substantial shareholdings, savings and investments, foreign assets, social security, inheritance and gift tax and treaty relief follow the income and asset mix.
FAQ
FAQ
Where should a private wealth: foundations and trusts project in Netherlands start?
Family wealth may combine a Dutch holding BV, STAK, a stichting within its permitted purpose, family governance, a will and regulated investment solutions; the STAK separates voting rights from economic rights through share certificates
Can formation or account opening be guaranteed?
This material is general information. Formation, licensing, tax outcomes and account opening depend on the facts and the decision of the competent authority or financial institution.
Why are tax and banking reviewed together?
For 2026, corporate income tax is 19% on taxable amounts up to €200,000 and 25.8% above; participation exemption, fiscal unity, interest limitation, withholding, transfer pricing, Pillar Two and treaty eligibility require separate tests. Corporate and private-banking onboarding tests the UBO, tax residence, source of wealth and funds, business model, counterparties, countries, currencies, turnover, sanctions exposure, substance and economic connection with the Netherlands.
↗
Related routes
- Company formation
- Open primary source
- Bank accounts and private banking
- Open primary source
- Tax strategy
- Open primary source
- Dutch BV and STAK governance
- Open primary source
- Relevant practice
- Open primary source